Pre Retirement Program


There is a general agreement that most people avoid the thoughts of retirement after age 45 or so. Many people feel that they will be old and useless and therefore don’t want to think about it.

Like anything else, a successful retirement takes realistic planning and preparation. While outside influences, such as personnel retirement counseling, assistance by the company, physician, community agencies can be most helpful, the real key to a successful retirement is in the individual. Somewhere along the line he or she has to be ready, willing and able to accept assistance and advice, and then do something about it. Therefore, the individual, and no one else, has to do the bulk of the advance planning for a happy and successful retirement.

R.L. Stevenson has said “To be what we are, and to become what we are capable of becoming, is the only end of life”.

Planning for Retirement

When someone is planning for retirement there’s an overwhelming tendency to focus on the financial aspects. The real issues begin when people do not devote enough time and thought to the non-financial side of their retirement planning. Retiring well and gracefully may be the goal-making it into a reality is often a challenge.

The state of your finances determines retirement success only up to a point. Surveys of retirees make clear that satisfaction in retirement rarely hinges on finances. Financial Security in retirement is a means and not an end in itself. Retirees need purpose in their lives. Unfortunately, that issue too often is neglected in retirement planning.


Target Audience

• People who are going to retire
• Retired persons
• HR professionals


• To stress the importance of non-financial aspects of retirement.
• To discuss areas of life which need attention post-retirement.
• To encourage the audience to reflect on spending time in a constructive manner post retirement.
• To impart knowledge about Gerontology and how it can be utilized for leading a successful and fulfilling old age.
• To stress the importance of a central purpose in retirement.

Contents of the Program

• Meaning of Gerontology.
• Trends affecting retirement.
• Meaning of retirement.
• Implications of retirement.
• Attitude towards Retirement.
• Rethinking Retirement.
• Importance of a central purpose in retirement.
• Areas to Plan in Retirement.
• Changing Definitions of Retirement.
• Successful Aging.
• Preparing Ethical Wills.

Delivery Methods

Power point presentation interspersed with reflective exercises, real-life experiences, examples, stories, poems. Session is interactive with scope for discussion and exchange of ideas, views and experiences.

The session starts off with a story of the carpenter who regretted not giving best to his last assignment (house) which was gifted to him in return for his dedication to his work over the years.

About the Speaker

The session will be conducted by Ms. Amruta Lovekar who has done her MA in Gerontology from the UK and also has a Masters in Social Work degree from Nirmala Niketan College of Social Work, Mumbai. She has worked with older adults in three countries namely India, UK and the US. She has been a visiting faculty at the Tata Institute of Social Sciences for the Diploma course in Gerontology and has published articles in English and regional newspapers on Gerontology and elderly issues. She has worked as a Consultant Trainer with the National Institute of Social Defence, Govt of India. She is currently working as a Consultant with Graceful Living which is project for older adults.

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